Archive by Author

Single Mothers Stop Looking For Love

19 Jun

Single Wisdom: Empowering Singles, Divorcees, Widows & Widowers for Living--A Purposeful Life of Integrity and Learning the Art of Establishing Healthy Romantic and Marital RelationshipsThere have been so many divorces that our children are growing up thinking fidelity is a myth. But the horrible thing is all the wonderful single mothers and dads are looking so hard for replacements. The whole family is now broke or fixed in some cases and have to heal from the life change.

Remember,the children are mourning from the death of their old life also. So be patient and close to family during this healing process. You got this new life and have to take time to adjust.

Allow structure and normality back in the family. Don’t run to the Internet and bars looking for the next ex. Instead lie you life to the fullest by reconnecting with your children and yourseles.

  •  Go on family trips.
  • Take a class.
  • Join the church  choir.
  • Get a gym membership.

The most attractive you is one that you loe and nurture. In your endeavors you will meet wonderful people on the same page as you. You will know that you are compatible because of the very specific places that you are meeting.

They will respect and appreciate that you make real time for your family and may want to become a part of your elite group.

Much Love!

(Dedicated to Susan!)


How Not To Buy A Forclosure Property- 5 Costy Mistakes

18 Apr
Foreclosure Investing For DummiesBuying foreclosed property is the way to go if your plan is to save money. But saving money is only a dream if you don’t have this information.

Even if you find an almost free foreclosed home there are costly mistakes people make everyday. Be armed with this knowledge and truly get your dream home without nightmare cost!

1.) Over Bidding

Over bidding is a mistake that happens very often. Lack of planning before hand can be costly.Once you bid over the asking price the pre existing appraisal can not be used and a new appraisal is required.

It’s best to bid the asking price or a little lower to avoid problems (cost) from a new appraisal.

2.) Taxes

Many people that are not aware that certain state transfer taxes from Federal Government ownership to a private buyer are waived. Causing many to over pay on transfer taxes of the foreclosed property.

A majority of lending companies are unaware also because of the small amount foreclosure transfer they do. You have to make sure they know the rule in your state in order to save this money.

3.) Home Inspections

You should always get a home inspection done to make sure your dream home will not cost you ridiculous amount of money in repairs. Also tell the inspector, who works for you to let you know of all repairs needed for the foreclosed home . This list will be needed for the escrow amount that HUD has offered for repairs once you buy the home.

4.) Leave Your Money In Your Pocket

Most people don’t understand that the Federal Government will allow you to include most planned repairs to be added into the mortgage amount. So why spent your money on repairs if you don’t have to.

5.) Paying For Appraisals

You don’t have to pay for an appraisal if you have your lender request the appraisal already purchase by HUD and used to finance the home. Using the existing appraisal will save you hundreds of dollars. Always use the free existing appraisal from HUD or VA to save time,confusion, and money on a new appraisor .

Solar Power Benefit-Save Thousands On Your Home

18 Feb

You have plans for your beautiful home and want it to be fabulous. You may plan to have your dream home built with all the bells and whistles of a luxurious castle. But with today’s prices you still want to be economically sound.

You find a builder that is great and talks to you about how your luxury home can be a highly performing home. He mentions things like build green and you begin to think your dream would not be as luxurious as you planned.

When we think of building green we think of giving up luxury for more upfront cost. You want to save money and help the environment , but at the risk of the beautiful home of your dreams?? Not necessarily so.

Solar power benefits to an Energy Efficient

  • Smart Investment– An energy efficient home increases value.
  • Great Performance- Better indoor air quality with protection from cold, moisture,mold,pollution,and noise.
  • Lower Ownership Cost-Years of living in an energy efficient home would save you thousands of dollars.
  • Confidence– Backed by government ENERGY STAR label which has to meet strict energy efficiency guidelines.

What Do I Need To Know About Green Home Building?

If you want an energy efficient home for you and the environment look at this efficiency video by for a real education that will help you in your current and future home.

When you see the benefits of lower utility bills you will agree that this is a no brainer.After looking at the video I had more knowledge of how to save money in my current situation I haven’t thought about before.

As far as your builder goes be sure he is willing to learn and is familiar with the concept .

Doesn’t Building Green Cost More?

Building green doesn’t necessarily cost more if you chose a builder that has experience building effluent homes on a normal basis. However if your builder of choice does not practice green building it could cost much more. So do you research.

How Can I Be Sure My Home Is Built Efficient?

At least ask your builder to use a An energy rating is a standard measurement of the home’s energy efficiency. The Energy Rater uses scientific test to find weaknesses and leaks in your homes structure.

Consult if purchasing a home.This should also be the first step for the builder as well. Compared with standard homes, ENERGY STAR qualified homes use substantially less energy for heating, cooling, and water heating-delivering $200 to $400 in annual savings

We as a nation are losing billions of dollars of wasted energy. Let’s learn to keep some of it in our pockets.With every dream have a plan.The solar power benefits aren’t to shabby either! will educate you about to gradual process of changing the ways you live, clean, and dispose of waste.

If Your Not Doing This… The Skin On Your Face Could Look Older.

17 Jan

A  lot of people do their face cleaning rituals in the mornings. Think that because their clean and look good they are done. But the most important time for a face ritual to keep your skin healthy and glowing is at night.

Night time cleansing is much more important than the day time. All the impurities from the air, perspiration, and make-up has been sinking deep into your skin and baked in further with the sun. It is imperative to wash your face in the environment.

Do You Know How To Wash Your Face?

You should always use lukewarm water to properly cleanse your face to avoid damaging your skin and causing irritation, outbreaks or spots.

Use an exfoliating scrub two or three times a week for a glowing complexion. More times will cause dry irritated skin.  I recommend St. Ives Apricot Facial Scrub.

St. Ives Apricot Scrub Invigorating 10 oz. Jar # 10472

Use face washes with more moisturizers the more dry your skin is and less moisturizers the more oily your skin is.

I recommend L’Oreal 360 Creamy Deep Cleanser
L'Oreal Go 360 Clean Deep Facial Cleanser

I’m sorry do you have sensitive skin? L'Oreal Go 360 Clean Deep Facial Cleanser for Sensitive SkinUse the L’Oreal 360 Deep Cream For Sensitive Skin.

And without saying use sunscreen for your skin type to protect against sun damage.

Do This Before Choosing Living Room Furniture!

17 Jul

Before going shopping and making plans for your living room furniture, avoid terrible costly mistakes by doing some very important measurements,color coordination, and make sure the furniture compliments the your home and furniture in your adjoining rooms.


Measure Home Doorways

There is nothing like spending time and money to get your furniture delivered and then it doesn’t fit;.. What a catastrophe that can be.

Don’t let this happen to you. Make sure you take the proper step to prevent possible damaging your furniture because of some genius that knows how to make it fit. Measure all doors the furniture will be traveling through.


Consider Living Environment

You will have to consider the Environment your new living room furniture will be placed in.

  • Will it be heavily used?
  • What is the weight capacity?
  • Will people be eating in the living room?
  • Are there small children or pets?
  • What color are the walls?
  • Will it match your decor?

Answering these questions will help you make the right decision when choosing the fabric or leather on your furniture. The right covering for your living room chairs will ensure a longer life for your furniture.


Pick Out Your Living Room Furniture

Now after answering these questions your are ready to go make an educated decision about the type of living room furniture you will be picking out. I sure hope this helped.

Good Luck!

How To Green Clean Pesticides & Bacteria From Fruits And Veggies

17 Jun

Organic cleaning is a method of green cleaning which mean cleaning without any toxins.We know that our fruits and vegetables are already covered in pesticides and chemicals to preserve that great look and color. Not to mention shelf life!

We eat them to be healthy but know we are at a constant risk. How do we know that rinsing them cleans them? We don’t. But it does remove what ever is on the top of the skin. We don’t want to eat any chemical’s used to preserve the life of the store bought fruit.

Grow your own fruits and vegetables free of pesticides with your own Hydroponic System is another option, Yes you can build it yourself and you do not have to have soil. It can be adjusted to limited space.

It is best to get your produce from a wholefood store and pay for organic fruit. However this can be very expensive.We need to learn how to build our own organic garden.

How To Clean Fruit and Vegetables

But for now, here’s a method I want to teach you for sanitizing your fruits and vegetables. You can also use this natural method anywhere even on your meat to remove salmonella and other bacteria.

2 Spray bottles


white vinegar

Put the peroxide and white vinegar in separate bottles. Spray on food separately. Use dark bottle to prolong active ingredients.Never put in same bottle. They will cancel each others effectiveness out. But separately they will remove all types of bacteria and salmonella. Spray, spray rub, rub, rinse,rinse. It doesn’t matter which is spray first.

Keep this handy in your kitchen for all questionable bacteria mishaps. No more chemicals for you. This removes 10 times more toxins than Clorox bleach.According to Susan Sumner, a food scientist at Virginia Polytechnic Institute and State University.

You can use a sponge to wash fruit to help remove toxins from fruit skin. Spray leafy vegetable in colander and rinse well, or soak in salt water and fresh lemon juice for 3 minutes.

Distilled water is best when cleaning food. It has been stripped of all contaminants.

You will greatly reduce the bacteria and germs in your food. But will not totally be rid of them if they were not grown organically. Get more useful green cleaning tips for home, health and life. Enjoy!

Green Cleaning Products

Cucina Coriander and Olive Tree 16.9 oz Countertop Cleaner Cucina Coriander and Olive Tree 16.9 oz Countertop Cleaner

Cucina Lime Zest and Cypress 16.9 oz Countertop CleanerCucina Lime Zest and Cypress 16.9 oz Countertop Cleaner

Cucina Countertop Cleaner, Biodegradable, Ginger and Sicilian LemonCucina Countertop Cleaner, Biodegradable, Ginger and Sicilian Lemon

Cucina Kitchen Cleaning Gift Set, Orange and FennelCucina Kitchen Cleaning Gift Set, Orange and Fennel